Rockwood Wealth Management

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Strategic Investment Planning

Structure is the strategy.

You're seeking a deliberate and thoughtful investment process designed to help you achieve your lifetime financial goals and focus on what matters most to you. Whether it is putting your children through college, philanthropy or a secure retirement, structured investing combines extensive research from academics and economists with practical application and experience.

Structured Investing is more than a style of investing. It is a fundamental way of looking at markets and thinking about economics and human behavior that is grounded in reason and prudence and focused on creating a well-executed plan for your financial future.

Your life and your goals are dynamic and multifaceted; which is why it is important to work with a financial advisor who regularly monitors your portfolio and aligns it with your goals. Ultimately, the success of your portfolio is measured by whether or not it helps you accomplish your objectives. With our structured approach, the noise and confusion of the markets can be removed by simplicity, prudence and confidence as your portfolio is constructed uniquely to realize your most closely held goals.

The alignment of your portfolio with your goals requires:

  • State-of-the-art portfolio design blending asset classes that encompass the U.S. market, developed international markets, markets in emerging economies, and high-quality fixed income to dampen portfolio volatility.
  • An understanding that making investment decisions based on intuition or emotions and outside the context of a strategic investment plan is damaging to the creation of sustainable wealth.
  • Ensuring that you steer clear of avoidable risks including holding too few securities, betting on countries or industries, following market predictions or intuition, or speculating on information from rating services.

In order to scientifically diversify your portfolio you'll need a full range of asset classes that includes small and large stocks, domestic and international stocks, value and growth stocks, emerging market stocks, global bonds, real estate, and even municipal bonds. Because the asset classes play different roles in a portfolio, the whole is often greater than the sum of its parts. You'll have the ability to achieve greater expected returns with less price fluctuation and more consistency than they would in a less comprehensive approach.

Structuring a strategy around compensated risk factors lends purpose and an element of risk control to your portfolio. Rather than analyzing individual securities, investing becomes a relatively straightforward matter of deciding how much stock to hold versus bonds, and how small or large, and value- or growth-tilted the portfolio should be.

In the past, with unfortunate degrees of ineffectiveness, traditional managers have done one of two things: Active managers focus on picking individual stocks, the antithesis of diversification; index managers hold many securities, but mimic arbitrary benchmarks.

At Rockwood Wealth Management, we understand that you seek a different path - a path where a structured strategy is based on scientific evidence rather than on speculation or commercial indexes. You stand to benefit greatly from a fully diversified, risk controlled portfolio that is constructed with reduced expenses, minimized tax exposure, and low trading costs that continue to be the keys to investment success.

Rockwood Wealth Management has locations in New Hope, Pennsylvania and Annapolis, Maryland

Financial Planning and Investment Management for Prosperous Individuals, Families, and Institutions.